About Free Medical Insurance for Kids
It is important that all children have some type of health insurance to ensure the quality of life and to receive all necessary vaccines and health care. While some families may not be able to afford insurance because of limited income, there are programs that can help keep children insured. Continue reading below to learn more about possible free health care for low-income families.
Where Can Families Get Free Health Care for Children?
Families can contact Insure Kids Now, which is a program offered by the U.S. Department of Health and Human Services. The contact information is listed via their website online (see references).
What are the Qualifications?
Each state will have its own income guidelines, and you can look up your state online at the U.S. Health and Human Services website. For most states, the average qualifications for a family of four are that they can earn up to $34,100 a year and have children who are 18 years and younger.
Coverage
Insure Kids Now will cover visits to the doctor's office, hospital stays and prescriptions. Some states may cover dental and eye care, and some medical equipment.
Cost
Now is free or provided at little cost. The cost of the insurance will depend on the amount of income that a family makes. Charges could include co-pays for prescriptions or doctor/hospital visits.
Where Should You Apply?
Families should contact their local health and human services agency for application details or speak with their family doctor. Some local offices may require specific documentation during time of application such as proof of income, Social Security cards and any past medical bills that you might need assistance with.
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